Midland Credit sued one of my clients because the account sat untouched for too long. Letting collections just sit there gives the collector all the power. Disputing early forces them to prove what they’re reporting and keeps lawsuits from ever becoming an option. If negotiation is needed, that comes after. The key is taking action instead of waiting. If you need help LINK IS IN MY BIO! #creditrepair #creditdispute #collections #midlandcredit #creditscore