Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.

A USDA loan does not have a minimum credit score set by the federal agency, but lenders may require a score of at least 580 ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Financial personality Anthony O'Neal is challenging mentor Dave Ramsey‘s famous “zero credit” rule. After a decade of preaching it, O'Neal now believes that having no credit history is too great a ...

Simply go to your preferences page and select the ✓ box for Young and the Invested. Once you've made this update, you'll see ...

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

Federal Housing Finance Agency (FHFA) Director William J. Pulte this morning said in a post on X that lenders working with Fannie Mae and Freddie Mac can use VantageScore 4.0, while still keeping a ...

SAN FRANCISCO, Nov. 5, 2025 /PRNewswire/ -- Millions of American adult renters could become eligible for a mortgage by incorporating on-time rental payments into their credit reports, according to a ...