David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

In today’s digital age, banking online has become the default choice for many. A 2022 report from Morning Consult found that 52% of Americans do most of their banking online. It’s not surprising that ...

Online banking has made money management more convenient than ever. Whether it's paying bills, tracking your spending, or transferring cash to your savings account, you can do it all on the internet.

Without the overhead of maintaining brick-and-mortar branches, online banks tend to offer lower rates on loans, higher yields on savings and fewer fees all around. However, is it safe to take your ...

When you bank online, you trust that your account is safe from hackers. Even so, online accounts can seem to consumers like easy targets: Instead of robbing a bank, a criminal could simply whisk away ...

Q I hear so much about hackers attacking Web sites and stealing people's personal information. Is it safe to bank online? A One of the scariest things about banking online is that you're forced to ...

Bank of America, the second-largest bank in the United States, was fined $150 million by the Consumer Financial Protection Bureau back in July for engaging in “deceptive practices.” The bank charged ...

We're nearing the end of 2025, and I have a dear friend who still refuses to use a debit card because she "doesn't trust them." Anything digital gives her the willies, and she flatly refuses to bank ...

As long as you choose an FDIC-insured digital bank, your money is as safe as it would be in a brick-and-mortar bank. Switching to a digital bank means giving up in-person customer service. However, ...