For borrowers to receive a clear and detailed guide of all the costs and fees of taking a mortgage, the law requires mortgage companies to provide an estimate of those charges. This was originally ...

As mystifying as mortgage shopping may feel, it used to be even more confusing. To help consumers better understand the details included in a mortgage lender's loan offer, loan estimates were ...

As consumers, we like to be well-informed before we make any purchase. From small items like food and clothing, to big-ticket items like electronics and automobiles, we want to know everything we can ...

The Loan Estimate boils down the terms and projected costs of a mortgage. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence ...

In 2015 the Consumer Financial Protection Bureau (CFPB) replaced two incompatible disclosures from two Federal agencies with a new set of integrated disclosures. One of them, called the Loan Estimate ...

Closing disclosures are forms your lender must provide you three days ahead of closing. These five-page forms contain important information about your mortgage and closing costs. Take the time to ...

CFPB RESPA/TILA Rule Reference: 6.4, page 29, CFPB Detailed summary of the rule The TILA/RESPA ruling from the CFPB states that, the creditor is officially committed to their Loan Estimate for 10 days ...

A personal loan provides a lump sum of funding that you can use for almost any purpose, including debt consolidation, home improvement, medical bills and more. Since personal loans are installment ...

Taylor Medine is a staff writer at Forbes Advisor who demystifies complex money topics to help everyday people make more informed financial decisions. Over her nearly a decade of experience, Taylor's ...