An accident will affect your insurance rate for three to five years, but the exact length varies by company and state. After your car gets fixed and your insurance claim is settled, you’d like to ...

Car insurance rates go up by an average of 49% if you cause an accident. Your rates usually won't go up if the accident wasn't your fault or if your policy includes accident forgiveness. And not every ...

Shelby is an editor with an affinity for covering home improvement and repair, design and real estate trends. She also specializes in content strategy and entrepreneur coaching for small businesses, ...

If you're involved in a minor accident, you may consider paying out of pocket instead of making a claim with your insurance. If another driver is at fault, they may offer you cash. Otherwise, if you ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Car accident rates have been on the increase and experts point to everything from more distracted driving to rising temperatures caused by climate change. There were nearly 6 million car accidents in ...

Learn who files accident reports with the DMV and when Claire Boyte-White is the lead writer for NapkinFinance.com, co-author of I Am Net Worthy, and an Investopedia contributor. Claire's expertise ...

It's unlikely, unless you are a high-risk driver Betsy began her career in international finance and it has since grown into a comprehensive approach to journalism as she's been able to tap into that ...

Post-traumatic stress disorder (PTSD) is a mental health condition that may occur after a traumatic event such as a car accident. Without treatment, it can have long-term effects, including flashbacks ...